Employee Benefits

ARCHDIOCESE OF BALTIMORE & CATHOLIC CHARITIES

OPEN ENROLLMENT

BENEFIT PLANS EFFECTIVE JULY 1, 2019

Welcome to the 2020 Annual Open Enrollment. Open Enrollment is a once per year opportunity to enroll in, terminate or change a health plan, and add or end coverage for dependents. If you do not make changes during Open Enrollment, your next opportunity to enroll or make changes will be next year’s Open Enrollment or within 30 days of experiencing a qualified event (marriage, new baby, change to benefit-eligible status, etc.), whichever occurs first. Please take this time to carefully consider your and your family members’ health needs for the coming year and make the appropriate changes.

The Health Plans will remain the same for the new plan year; consequently, if you have no changes, you do not need to re-enroll in the medical, dental and vision plans. Your coverage will continue into the new plan year. The 2020 Annual Open Enrollment period is as follows:

Archdiocese of Baltimore Employees May 1 – May 31, 2019
Catholic Charities Employees May 6 – May 24, 2019
Enrollment
  • Archdiocese of Baltimore employees – complete the enrollment form found below under “Benefit Documents” and return it to your direct employer.
  • Central Services employees – complete the enrollment form below and return it to the Employee Benefits Office.
  • Catholic Charities employees – enroll online through UltiPro.
  • New hires or employees experiencing a qualified life event or status change during May and June – enroll as instructed above based on your location within 30 days of the effective date.

Medical – The Archdiocese offers the following two medical plans. There are no changes to the plan coverage for the 2020 Plan Year. You may access the medical provider directory by logging into www.mycigna.com. The Benefit Guide below provides additional details on the two plans and the plan rates can be found in UltiPro.

  • Cigna Open Access Plus (OAP) Plan: This plan utilizes the CIGNA OAP network of providers. You may choose to go to any provider, but your costs will be higher if you choose to go out-of-network. Certain tests and procedures will require prior authorization. Prescription and vision coverage are included in the Plan.
  • CIGNA High Deductible Health Plan (HDHP) with Health Savings Account (HSA): This plan also utilizes the CIGNA OAP network of providers and plan costs are higher out-of-network. However, you must first meet a high deductible before the plan begins paying medical and prescription claims. Employees may also elect to make pre-tax contributions to their HSA to help offset the high deductible. In addition, the Archdiocese provides a discretionary quarterly employer contribution to the HSA that is subject to change from year to year. Prescription and vision coverage are included in the Plan.

Dental – The Archdiocese offers the following two dental plans. There are no changes to the plan coverage or rates for the 2020 Plan Year.

  • CIGNA Dental PPO: The Cigna dental plan is a PPO and you are free to use any dentist. However, you will incur higher claim costs if you use an out-of-network dentist. Please see the CIGNA Dental PPO Summary Plan Description under Dental Documents for details on this plan. You may access the CIGNA dental provider directory by logging into your account at www.mycigna.com.
  • United Concordia Dental HMO: Since this plan is a dental HMO, you will need to designate a primary care dentist who must refer all specialist care. The enrollment form contains a section on the back for you to enter the dentist’s ID for each family member. If you need assistance with finding the ID, you may call United Concordia at 866.357.3304 or go online to www.ucci.com and scroll down to “Find a Dentist” to access the provider directory. If you do not designate a primary care dentist, United Concordia will designate one for you. Please see the Schedule of Benefits and Certificate of Coverage under Dental Documents below for plan details.

Vision – The Archdiocese offers vision insurance through VSP.

  • VSP Vision included in medical plans: If you and your family members are enrolled in one of our medical plans, you are automatically enrolled in VSP vision.
  • VSP Vision standalone plan: If you and your family members are not enrolled in one of our medical plans, you may elect this standalone plan. There are no changes to the plan coverage or rates for the 2020 Plan Year.
2020 Plan Rates

The 2020 plan rates are available from your direct employer or by logging into your UltiPro account. The medical rates have increased; the dental and vision rates have remained the same.

2020 Benefit Documents
  • 2020 Benefits Guide
  • 2020 Enrollment Form
  • Medical Plan Summaries (coming soon)
    • Cigna OAP Plus
    • Cigna High Deductible Health Plan
    • CIGNA Comp Plan with Prescription – only available to retirees
    • CIGNA Comp Plan without Prescription – only available to retirees
    Dental Plan Documents

    Health Saving Account Enrollment Form – Employees enrolling in the High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) may choose to make a pre-tax contribution on a per pay period basis. Archdiocese employees may request that form from your direct employer or by sending an email to insure@archbalt.org. Catholic Charities employees will make this election through UltiPro.

    Basic Life Insurance, Accidental Death & Dismemberment (AD&D) and Supplemental Life Insurance

    Please see the benefit guide for additional information. If you have never completed a beneficiary form or have changes, please take the time to complete, sign and date it, and return it to your direct employer. If you choose to enroll in supplemental life insurance for yourself or your spouse at any other time except as a new hire or eligible change in benefit status, coverage will not become effective until it has been medically approved by CIGNA. Children are guaranteed issue at any time.

    Insurance Cards

    If you make no changes to your plans, continue to use your current card(s). If you change plans or enroll for the first time, you will receive new medical cards in the mail. You will only receive a Caremark prescription card if you are enrolling in a medical plan for the first time.

    To print a temporary medical ID card after your enrollment has transmitted to CIGNA, go to www.mycigna.com, log into your account and scroll down to the “Print ID card” link. For a temporary Caremark prescription card, go to www.caremark.com, log into your account, and scroll down to “Print Member ID Card” under Plans & Benefits at the bottom of the page. If you have never accessed your accounts before, you will need to first register and then log in with your created user name and password.

    You may print a dental, vision or EAP card by clicking below. Please be aware that the vendors do not issue these cards, and you technically do not need them. Your doctors/providers can validate your eligibility with the information you provide to them.

    Contact Us

    If you need to contact one of our vendors, please click on the above 2020 Benefits Guide link and go to the first page for a complete list of vendor telephone numbers and web addresses.

    If you have questions for us, please contact the Benefits Office at insure@archbalt.org.

    * We have made every attempt to ensure the accuracy of the information contained on these pages. However, if there is any discrepancy between this information and the legal documents, the legal documents will always govern. The Archdiocese of Baltimore intends to continue these plans indefinitely but reserves the right (subject to the provisions of any applicable collective bargaining agreement) to amend or terminate them at any time, for any reason, according to the amendment or termination procedures described in the legal documents. This information does not create a contract of employment with the Archdiocese of Baltimore.