Employee Benefits

ARCHDIOCESE OF BALTIMORE and CATHOLIC CHARITIES
BENEFIT PLANS EFFECTIVE JULY 1, 2023

The Archdiocese of Baltimore and Catholic Charities offer a comprehensive benefits package to benefit eligible employees. Employees have 30 days from their date of hire, qualified life event, or change in status to enroll or make changes. If no election is made, employees must wait until the next annual enrollment or qualified life event, whichever occurs first. Please see the 2023/2024 Benefits Guide below for information on eligibility, as well as descriptions of the plans available to you.

Enrollment
  • Archdiocese of Baltimore employees – complete the enrollment form found under “Benefit Documents” and email it to your direct employer.
  • Central Services employees – complete the enrollment form and email it to insure@archbalt.org.
  • Catholic Charities employees – enroll online through UKG.

2023/2024 Plan Rates

The plan rates are available in the 2023/2024 Benefit Guides.

2023/2024 Benefit Documents
Medical

The Archdiocese offers the following two medical plans. You may access the medical provider directory by logging into www.mycigna.com. The Benefit Guide provides additional details on the two plans.

  • Cigna Open Access Plus (OAP) Plan: This plan utilizes the CIGNA OAP network of providers. You may choose to go to any provider, but your costs will be higher if you choose to go out-of-network. Certain tests and procedures will require prior authorization. Prescription and vision coverage are included in the Plan.
  • CIGNA High Deductible Health Plan (HDHP) with Health Savings Account (HSA): This plan also utilizes the CIGNA OAP network of providers and plan costs are higher out-of-network. However, you must first meet a high deductible before the plan begins paying medical and prescription claims. Employees may also elect to make pre-tax contributions to their HSA to help offset the high deductible. In addition, the Archdiocese provides a discretionary quarterly employer contribution to the HSA that is subject to change from year to year. Prescription and vision coverage are included in the Plan.

Dental – two plans available:

  • CIGNA Dental PPO: The Cigna dental plan is a PPO and you are free to use any dentist. However, you will incur higher claim costs if you use an out-of-network dentist. Please see the CIGNA Dental PPO Summary Plan Description under Dental Documents for details on this plan. You may access the CIGNA dental provider directory by logging into your account at www.mycigna.com.
  • United Concordia Dental HMO: The United Concordia (UCCI) dental plan is
    FROZEN
    and no longer accepting new enrollments. Only the current participants in the UCCI dental plan can remain enrolled and use the dental benefits. Since this plan is a dental HMO, you will need to designate a primary care dentist who must refer all specialist care. The enrollment form contains a section for you to enter the dentist’s ID for each family member. If you need assistance with finding the ID, you may call United Concordia at 866.357.3304 or go online to www.ucci.com and scroll down to “Find a Dentist” to access the provider directory. If you do not designate a primary care dentist, United Concordia will designate one for you. Please see the Schedule of Benefits and Certificate of Coverage under Dental Documents below for plan details.

Vision:

  • Cigna Vision standalone plan: Vision is not bundled with any other health plans. You may elect Vision coverage as a standalone plan with Cigna. Participating providers can be found at www.cigna.com. The network includes several retail establishments, such as Lens Crafters, Target Optical, For Eyes, Pearle Vision, Costco Optical, Walmart Vision Center, and Sams Club Optical Centers.

Basic Life Insurance, Accidental Death & Dismemberment (AD&D) and Supplemental Life Insurance

Please see the benefit guide for additional information. If you have never completed a beneficiary form or have changes, please take the time to complete the form, sign and date it, and return it to your direct employer. If you choose to enroll in supplemental life insurance for yourself or your spouse at any other time except as a new hire or eligible change in benefit status, coverage will not become effective until it has been medically approved by CIGNA. Children are guaranteed issue at any time.

Archdiocese of Baltimore 403(b) Retirement Savings Plan

  • Employee Contributions – Benefit eligible and non-benefit eligible employees may elect to enroll in the pre-tax employee contribution plan by contacting T Rowe Price at 800.922.9945 or accessing your online account at www.rps.troweprice.com (recommended). Your online account allows you to elect and change your pre-tax contribution, choose your investments, designate your beneficiary, view your statements and take advantage of other retirement tools.
  • Employer Contributions – Benefit eligible employees become participants in the employer contribution plan effective either January 1 or July 1, whichever date immediately follows your date of hire or change to benefit eligible status. Contributions begin following quarter end, i.e., mid-October for July 1 participants and mid-April for January 1 participants.
  • Please see the Benefit Guide for additional information.

Catholic Charities 403(b) Plan

  • Contact Catholic Charities for details on the 403(b) Plan (see contact information below).

Insurance Cards

  • If you change plans or enroll for the first time, you will receive an ID card in the mail to use for medical, vision, and prescription. A separate dental card is issued if you enroll.
  • To print a temporary medical or dental ID card after your enrollment has transmitted to CIGNA, go to www.mycigna.com, log into your account and scroll down to the “Print ID card” link. If you have never accessed your accounts before, you will need to first register and then log in with your created user name and password.

Contact Us

  • If you need to contact one of our vendors, please review the 2023/2024 Benefits Guide and go to the last page for a complete list of vendor telephone numbers and web addresses.
  • If you have questions for the Archdiocese of Baltimore’s Benefits Office, please visit the Virtual Benefits Fair or email us at insure@archbalt.org.
  • If you have questions for Catholic Charities, please use the following contact information:

Required Notice effective July 1, 2023:

This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

https://www.cigna.com/legal/compliance/machine-readable-files