Student Accident Plan

Previously, the Office of Risk Management offered Voluntary Student Accident Coverage for individuals to enroll. However, due to low participation levels, the Office of Risk Management is unable to continue with offering this school-based program. Therefore, if an individual family is interested in obtaining a student accident policy on an individual basis, you can elect coverage directly through an online provider. An example of one such provider is Assurity Insurance*.

Assurity Student Accident Insurance is a low-cost supplemental policy that pays cash benefits for covered accidents or sports injuries, helping offset out-of-pocket medical costs even if your health insurance has already paid for treatment

Student accident coverage through Assurity (https://quickstart.assurity.com/student ) can be secured online directly by the family. It would extend to sudden medical costs from accidents and injuries to students at all times (not just during Archdiocesan sponsored and supervised activities).

The Assurity coverage is comparable in price to the former voluntary student accident coverage (estimated at $11.21 per month). Please see below quick comparison of just some of the benefits as compared to the former voluntary plan.

* The AOB does not endorse or recommend any specific program, provider, or organization. This information is being shared solely for consideration and informational purposes.

	Former Basic Plan (HSR)	Former Superior Plan (HSR)	Assurity Direct Plan
Hospital Outpatient Surgery	$1,000	$1,200	$1,500
Surgeon’s fees	Up to $1,000	Up to $1,200	Up to $2,500
Initial Accident – Emergency Rm	Up to $150	Up to $300	$150
Hospital Stays	Up to $600 a day	Up to $1,200 a day	$2,000 for Admission plus up to $500 daily
Ambulance	Up to $300	Up to $800	Up to $200 (Ground/Water) Up to $1,000 (Air)
Dental	Up to $200/tooth	Up to $500/tooth	Up to $300/tooth
Motor Vehicle Injury	Included	Included	Additional 10% up to $1,000
Accidental Death	Up to $10,000	Up to $10,000	$15,000
Accidental Death while riding as a fare-paying passenger	Included above	Included above	Additional $20,000
Accidental Death while wearing a seatbelt	Included above	Included above	Additional $10,000
Dismemberment	Up to $10,000	Up to $10,000	Up to $20,000