MAJOR FACTORS CAUSING DIFFICULTY IN MARRIAGE
- Attitudes - expecting material good to bring satisfaction and fulfillment
- Mismanagement
- Procrastination - putting off sound financial planning
- Irresponsible buying
- Inflation
- Taxes
- Unemployment
- Lack of financial resources
FINANCIAL GUIDELINES
Often, there will be tension and problems making ends meet.
- Don't overcompensate the situation.
- Develop an overall policy.
- Recognize your goals.
- Use rational thinking.
Work as a team in attaining your realistic goals.
- Don't overestimate how far your money will go.
- Include entertainment plans in your budget; you will need the time together.
- Establish credit, but be careful not to over-extend, check interest rates.
Define responsibilities.
- Even if one is in charge of the budget, both are responsible for living within the budget.
- Share with one another how the money is being spent.
Get sound advice before setting budgets and goals.
| Sharing your wealth Don't forget to share your income with Church & others. Make giving a priority, not just an option when you have a surplus. (A tithe is a percentage of your income, sometimes 5 to 10%, given to one's church and/or to charity.) - Share your time, talent and treasury with others, especially the poor.
- God gives us an abundance, not to keep, but to share with the needy.
- Community involvement is another way of giving back what you have been given.
- You can't out-give God, whose generosity and wisdom will be proven to you over time.
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